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September 4, 2018

How Learning More About Aid and Attendance Will Allow Aging Veterans to Be Better Prepared for the Future

Veterans, whether they served during a time of official combat, saw direct combat or not understand the value of being prepared. September is National Preparedness Month and for an elderly veteran who may, at some point in time, require assistance at home, understanding as much as possible about the Aid and Attendance Benefit could be a crucial factor between remaining safe and feeling as though he or she has no other option.

The Aid and Attendance pension is not available to all veterans.

This may be one of the reasons why not enough veterans of all ages are even aware of this particular pension. In order to qualify, a veteran needs to have served a minimum of one day of their active duty service during a time in which the United States was ‘officially’ engaged in combat somewhere around the world.

The time periods that this essentially covers is World War II, the Korean War, the Vietnam War, and the Gulf War. This does not, in any way, mean the veteran has to have seen direct combat himself or herself, but rather their time of service needs to have overlapped one of these conflicts.

What about veterans under 65?

Veterans under the age of 65 need to be considered completely disabled in order to qualify for Aid and Attendance benefits. Veteran 65 or over, on the other hand, need to be able to show a specific and documentable need for homecare services. This is most commonly done through a doctor’s recommendation.

What about income and assets?

A veteran’s combined income and assets must not exceed a specific threshold as set forth by the VA in order to qualify for Aid and Attendance pension benefits. However, certain assets, including a primary residence or other particular assets that cannot be quickly converted into cash to pay for homecare services directly may not be included in the calculation of these combined income and assets.

It can be confusing for some veterans to determine whether or not they might be eligible or qualify for Aid and Attendance benefits, but for any veteran, regardless of age, as they get older it becomes increasingly important to understand not only the value homecare services offers, but how they may be able to pay for it if their income (through a pension, disability, or other source) or assets are simply not enough on their own.

The more prepared a veteran is, the easier it will be to get help if and when needed without placing undue pressure on family and friends.

If you or an aging loved one are considering Homecare Services in Chicago Heights IL, please contact the caring staff at Big Hearts Home Care today! 

Matthew Calcagno

Matthew is a graduate of Robert Morris College and is a U.S. Navy veteran.Matthew founded Big Hearts Home Care after over a decade at HP. Spending time volunteering at his grandparent’s senior center inspired him to make a bigger difference in the quality of care seniors receive.His grandfather whom turned 100 in 2015 is still a major inspiration to him in seeing that service is provided with a family focused touch.

It is his passion and commitment to providing quality service that has awarded Big Hearts Home Care as Provider of Choice and Employer of Choice in the Chicagoland area. He believes that being an independently owned and operated company allows him the flexibility to manage the business in a way that better serves the clients.


"Helping people is what I was meant to do; it inspires and motivates me," Calcagno said. "I also get to help veterans - assisting them in the VA pension process and providing care for several in the area. This is what I love to do."

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