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March 6, 2018

Veterans of Any Age Might Be Eligible for a Pension Program That Helps Cover Some Home Care Costs

It’s easy to assume that home care is basically just for the elderly. In reality, a home care aide could be a valuable asset to people of just about any age if they have difficulty with basic tasks around the house, whether permanent or just for a few weeks or months. When a veteran begins having difficulty with Activities of Daily Living, he or she might lean on family and friends, but a home care aide could be an invaluable asset.

What about those veterans who can’t afford it?

Some veterans may be limited in their income. They might not have many assets to their name. The simple thought of paying a home care aide to stop by and help them, even just a couple of times a week, is almost laughable. They never think it’s possible, so they don’t look into the value that home care support services can and often do offer.

For veterans of any age, the Aid and Attendance Benefit can help.

There is no age limitation or requirement for veterans who can prove home care is necessary when it comes to this pension. It was developed after World War I to initially provide financial support to pay for home care for soldiers who had been injured and disabled during combat. It expanded through the years to provide financial services and support for veterans of all ages. The veteran doesn’t need to have been injured and disabled during active duty service, either.

How can a veteran qualify?

They must be considered a ‘wartime veteran,’ meaning at least one day of their active duty service needs to have fallen during a time of official combat, as defined by Congress. This essentially covers World War II, the Korean War, the Vietnam War, and the Gulf War. If a veteran served any time during the Gulf War, they need to have served at least two years active duty, otherwise the requirement is 90 days.

They also need to be able to prove home care is necessary.

This is most easily done (and highly recommended) with a letter of recommendation from their doctor. Finally, combined income and assets cannot exceed $119,000. A primary residence may not be calculated in this figure, but each case is different so it’s important for a veteran to be clear on those expectations.

The VA will provide reimbursement in most cases for those veterans who are approved and begin relying on home care support while the application is pending.

If you or an aging loved one are considering Home Care Services in Chicago IL, please contact the caring staff at Big Hearts Home Care today! 

Matthew Calcagno

Matthew is a graduate of Robert Morris College and is a U.S. Navy veteran.Matthew founded Big Hearts Home Care after over a decade at HP. Spending time volunteering at his grandparent’s senior center inspired him to make a bigger difference in the quality of care seniors receive.His grandfather whom turned 100 in 2015 is still a major inspiration to him in seeing that service is provided with a family focused touch.

It is his passion and commitment to providing quality service that has awarded Big Hearts Home Care as Provider of Choice and Employer of Choice in the Chicagoland area. He believes that being an independently owned and operated company allows him the flexibility to manage the business in a way that better serves the clients.

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"Helping people is what I was meant to do; it inspires and motivates me," Calcagno said. "I also get to help veterans - assisting them in the VA pension process and providing care for several in the area. This is what I love to do."

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