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August 21, 2018

Who Is Covered by Aid and Attendance Benefits?

Not all veterans are eligible for every pension made available through the Veteran’s Administration. There could be a number of requirements a veteran must meet in order to be eligible for specific or particular pensions. One such pension that can cause some confusion, especially for aging and disabled veterans, is called the Aid and Attendance and Homebound pension.

These are two different pensions for those who may need some type of home care services.

The homebound pension is essentially designed to provide financial assistance for those veterans who are homebound. That means they will most likely be unable to get around, even with significant assistance. They will most likely be bedridden and unable to get up, even to use the bathroom or take a shower.

The Aid and Attendance pension, on the other hand, is designed to provide financial assistance to qualifying veterans to pay for home care services aides who can help with a number of basic tasks of everyday life. A veteran who relies on the Aid and Attendance pension may be able to get out to the store or a doctor’s appointment, but with physical support and assistance.

A veteran who is still able to drive and get around on his or her own is unlikely to be eligible for financial support through this particular pension. That’s because in order to qualify, a doctor needs to recommend these home care services specifically.

Veterans under 65 would need to be considered completely disabled before they can qualify for Aid and Attendance benefits. Veteran 65 and over must require direct physical support and assistance to maintain their safety and ability to take care of basic essentials of everyday life, including toileting, bathing, and even preparing meals.

A veteran’s dependents, including a spouse, children, or disabled adult children might qualify for some financial support through this pension, presuming the veteran qualifies for it specifically. Also widows of qualifying veterans may be able to receive some support through Aid and Attendance benefits should they require home care services assistance.

The veteran needs to have served at least one day of their active duty service during a time of official combat, as defined by Congress. If they served any time during the Gulf War, they must have served a minimum of two years active duty, otherwise the minimum is 90 days.

They must meet income and asset threshold limits and be able to prove home care  services are necessary at this point in their life in order to qualify. If they do qualify, the VA does provide reimbursement for home care services received while the application for this pension was pending.

If you or an aging loved one are considering Home Care Services in Cicero IL, please contact the caring staff at Big Hearts Home Care today! 

Matthew Calcagno

Matthew is a graduate of Robert Morris College and is a U.S. Navy veteran.Matthew founded Big Hearts Home Care after over a decade at HP. Spending time volunteering at his grandparent’s senior center inspired him to make a bigger difference in the quality of care seniors receive.His grandfather whom turned 100 in 2015 is still a major inspiration to him in seeing that service is provided with a family focused touch.

It is his passion and commitment to providing quality service that has awarded Big Hearts Home Care as Provider of Choice and Employer of Choice in the Chicagoland area. He believes that being an independently owned and operated company allows him the flexibility to manage the business in a way that better serves the clients.


"Helping people is what I was meant to do; it inspires and motivates me," Calcagno said. "I also get to help veterans - assisting them in the VA pension process and providing care for several in the area. This is what I love to do."

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