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August 7, 2018

Not Every Veteran is Aware of Their Pensions

During the past couple of decades, a lot of media attention has been placed on veterans. Veterans serve their country with honor and dignity, and while there are certainly issues with the Veteran’s Administration, various veteran’s hospitals across the country, and other shortcomings, most people would readily admit these men and women deserve the right level of care and support.

What if, though, someone were to discover that veterans weren’t getting the home care services they needed because they couldn’t afford it?

A lot of people may become agitated, upset, and even angry. To think that an aging or disabled veteran was struggling with Activities of Daily Living at home, simply because they couldn’t afford to pay for home care services out-of-pocket, it doesn’t seem right. For some veterans, this is a real challenge, especially as they get older and begin to face mounting challenges in life due to age, diminishing strength, and limited mobility.

What if those veterans might qualify for a pension that could help?

The pension is called Aid and Attendance. It was first developed following World War I to help soldiers who had been injured during combat. They were able to receive care and support at home thanks to this pension.

It expanded through the years and now provides financial assistance to qualifying veterans of all ages, whether they were injured or disabled during active duty service or not.

Unfortunately, not every veteran is aware of this pension.

There are two main pensions available, the Aid and Attendance Benefit and the Homebound pension. In order to qualify for the Homebound pension, a veteran will need to have extreme difficulty with mobility, essentially being bedridden or extremely limited on where they can go and what they can do throughout the day.

In order to qualify for the Aid and Attendance Benefit, a veteran needs to prove that assistance is required for Activities of Daily Living. They would also need to have served at least 90 days active duty in one of the major branches of the United States military, with at least one day overlapping an official time of combat, as defined by Congress. If they served any time during the Gulf War, they need to have served a minimum of two years active duty, rather than 90 days.

Also, qualifying veterans must not have income and assets that, when combined, exceeding $119,000. For veterans who qualify, this can be a wonderful asset that allows them to maintain a high quality of life and be safe at home.

If you or an aging loved one are considering Home Care Services in Chicago IL, please contact the caring staff at Big Hearts Home Care today! 

Matthew Calcagno

Matthew is a graduate of Robert Morris College and is a U.S. Navy veteran.Matthew founded Big Hearts Home Care after over a decade at HP. Spending time volunteering at his grandparent’s senior center inspired him to make a bigger difference in the quality of care seniors receive.His grandfather whom turned 100 in 2015 is still a major inspiration to him in seeing that service is provided with a family focused touch.

It is his passion and commitment to providing quality service that has awarded Big Hearts Home Care as Provider of Choice and Employer of Choice in the Chicagoland area. He believes that being an independently owned and operated company allows him the flexibility to manage the business in a way that better serves the clients.


"Helping people is what I was meant to do; it inspires and motivates me," Calcagno said. "I also get to help veterans - assisting them in the VA pension process and providing care for several in the area. This is what I love to do."

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